No fees. Eventually, you pay Capital One back by paying your bill. 360 Performance Savings™. Your Capital One credit card interest rate will be clearly indicated on your monthly statement. The interest rate for credit cards can differ depending on how you use your card, so you may have different rates of interest for purchases, balance transfers and cash withdrawals. Low APR intro rate credit cards Explore low intro APR credit cards that could help you save money. View Updates. Earn 5X the national average savings rate. When you pay your bill, you pay back the charge. This is Banking Reimagined®. When trying to find an account that best fits your lifestyle, consider whether having physical branches — and, in Capital One’s case, cafes — is more important to you than the higher interest rates offered by online banks. No minimums. And when you open a savings account online, you’ve got options to choose from. The Capital One Mobile app has a 4.7/5-star customer rating on Apple’s App Store and is in the top 10% in the Finance App category as of 5/12/2020. What is the difference between a CD and savings account? Protect your card . Yes, you can open a Capital One 360 CD online or at one of our locations. However, you can find better rates elsewhere. Discover new features . That interest rate determines how much interest … The interest rates for these Capital One store cards range from a low of 15.24% - 24.24% (V) on the Cabela’s Credit Card to a high of 26.99% (V) on the Maurices Credit Card. The Capital One Mobile app has a 4.7/5-star customer rating on the Google Play Store and ranks in the … Save time, stay informed - get the Capital One Mobile app. Read the latest about Capital One’s response to COVID-19. Similar to a 360 Performance Savings account, 360 CDs are savings vehicles that allow you to deposit money and earn interest. COVID-19 updates . Capital One interest rates can compete with the larger national banks but may hold less weight when it comes to online banks’ interest rates. Download the App. Keep in mind that there’s also a separate interest rate for cash advances. When most people think of interest, they think of a rate – specifically an APR (annual percentage rate). Whether you want to earn 5X the national average savings rate with 360 Performance Savings™, help your kids learn the power of saving with a Kids Savings account or focus on long-term saving with an IRA, it’s easy to find an account that works for you. Learn More. How Capital One’s savings account compare to top-yielding banks The yield on Capital One’s 360 Performance Savings account is competitive.